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Banks all around the world would receive countless applications for loans every day. Some of them are good and will be repaid, but there is a still high risk that one creditor defaults his/her loans. How could we prevent this problem from happening? Or, in another word, how could we know in advance which creditors are trustworthy? In the following passage, I would provide a machine learning solution to this problem
Data Set Introduction
I’ve used the dataset called Default of Credit Card Clients Dataset provide by UCI Machine Learning. This dataset…
The national banks have employed money supply as a powerful monetary tool to influence the financial system and manipulate the economy for a long history. As one of the most important components of the modern financial system, the stock market should also somehow related to the changes in the money supply. However, the exact effect has been a long-debated and puzzling question, with some economists argue positive relationships and others hold negative ones. Which view can be proved by the realistic data? Or are they both wrong? Let’s find it out together!
To find a robust answer, I divided the…
